How Do I Prepare For The Life Insurance Medical Exam?

The paramedical exam is an important part of the underwriting process.  In order to get the best results on your paramedical exam, follow these simple steps.

Fast for 8 Hours Before the Exam – Adequately fasting before your exam will give you a better chance for a more accurate exam.  Scheduling your exam in the morning before work will allow you to fast while you sleep.

Drink Plenty of Water – Drinking plenty of water will not only flush out your system, but will come in handy when it is time for a urine sample.

Avoid Certain Foods – Foods that are high in cholesterol or sugar could cause spikes in your bloodwork.  You should refrain from eating these types of food for at least 24 hours before the exam.

Avoid Alcoholic Beverages – Alcohol can raise your blood pressure and liver functions. It should be avoided at least 24 hours before the exam.

Avoid Caffeine – It is best to try to avoid caffeine 24 hours before the exam as it could raise your blood pressure reading.

Avoid Unnecessary Supplements – You should continue to take prescribed medication, but unnecessary supplements could affect liver function tests.

Refrain from Smoking – Even if you are applying at tobacco rates, you should not smoke for at least an hour before the exam as it might elevate your blood pressure.

Avoid Strenuous Exercise – You should avoid strenuous exercise at least 24 hours before the exam as it could elevate blood pressure readings and protein levels in your urine.

Get a Good Night Sleep – It is important to be well rested before the exam.

Make sure you follow these tips so that you can get the best results possible and the best rates.

Getting Best Results on Your Paramedical Exam

The paramedical exam is an important part of the underwriting process.  That   is why it is important to prepare for your paramedical exam.  We will be there for you through the entire underwriting process to make sure that you get the lowest rates for coverage.  If you have any questions about the paramedical exam, please call us at 877-205-4172 or email us at info@termlifeanswers.com.

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